It may be a coincidence, but exactly one hundred years after ABP, the largest pension fund in the Netherlands, was set up — and from which APG emerged — the Netherlands is embarking on unprecedented and rigorous pension reform.
Annual Report
2021

Who we are and what we do
As the country's largest pension administrator – we serve 8 pension funds and some 4.8 million participants – we make use of our combined strength and knowledge to build a transparent and future-proof new pension system. We are becoming an increasingly modern communications and IT company, and we strive to provide high-quality services along the way.

The best possible pension - in a livable world
On the road toward the ‘Pension of the Future’, we’ll do everything we can to achieve maximum pension value and a healthy return. Sustainability plays a central role in all our investment choices.

The importance of our culture
Our internal culture is a microcosm of the influence we have within society. To this extent, our employees’ knowledge, skills, and ways of working are critical to our success. The transition to the ‘Pension of the Future’ also requires new expertise and skills – which we are working hard to develop.